<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">

  <!-- Public pages -->
  <url><loc>https://www.gaiabank.net.co/</loc></url>
  <url><loc>https://gaiabank.net.co/about</loc></url>
  <url><loc>https://gaiabank.net.co/services</loc></url>
  <url><loc>https://gaiabank.net.co/faq</loc></url>
  <url><loc>https://gaiabank.net.co/contact</loc></url>

  <!-- Auth pages -->
  <url><loc>https://gaiabank.net.co/register</loc></url>
  <url><loc>https://gaiabank.net.co/login</loc></url>
  <url><loc>https://gaiabank.net.co/forgot-password</loc></url>

  <!-- Legal (current routes / behavior) -->
  <url><loc>https://gaiabank.net.co/terms</loc></url>
  <url><loc>https://gaiabank.net.co/privacy-policy</loc></url>

</urlset>
